Mr. Oig: "Can you do it today? My insurance changes on the first."
Dr. Grumpy: "No, I'm sorry, it takes 1-2 weeks for routine studies."
Mr. Oig: "My co-pay goes from $75 for an MRI to $100."
Dr. Grumpy: "I understand, but it takes 1-2 weeks to even get it covered."
Mr. Oig: "Why don't you just order it STAT and say it's a medical emergency? You and I both know that will get it covered."
Dr. Grumpy: "But it's not an emergency. You've had these symptoms for over 2 years."
Mr. Oig: "So what? It's not a big deal."
Dr. Grumpy: "It's insurance fraud."
Mr. Oig: "Well, if you're not going to order it as STAT, then you better be willing to spot me the $25 difference."
Dr. Grumpy: "I'm not going to do that."
Mr. Oig: "Fine. Then I'm just going to find an ER that will." (leaves)